refinance 15 年 fixed 2.875% closing cost $1800 怎麽樣

貸款不太多 23000，三年前refinance 過一次 4.875%利率當時。

今天得broker quote:  refinance 15 年 fixed 2.875% closing cost $1800 大家覺得怎麽樣?

所有跟帖： 

• loan 23K 還是 230K ? 23K的loan還有refinance的必要嗎？ -FHZM- ♂ (0 bytes) () 06/04/2012 postreply 11:26:50

• 2nd to question the ref. I would only refinance if I want to cas -Morning3evening4- ♂ (0 bytes) () 06/04/2012 postreply 12:03:46

• 回複：loan 23K 還是 230K ? 23K的loan還有refinance的必要嗎？ -薑汁- ♀ (11 bytes) () 06/04/2012 postreply 12:15:05

• 230k -薑汁- ♀ (0 bytes) () 06/04/2012 postreply 12:15:29

• 最好quote一下no closing cost refinance的利率再決定 -x2h- ♀ (0 bytes) () 06/04/2012 postreply 12:02:54

• 我的貸款額度大概15萬，refi都找不到no point no fee的 rate， -BZBZhappy- ♀ (53 bytes) () 06/04/2012 postreply 12:30:55

• seems you don't have any problems for a long time. -mike369- ♀ (51 bytes) () 06/04/2012 postreply 12:34:36

• 啊哈，有人惦著我呀。hoho -BZBZhappy- ♀ (0 bytes) () 06/04/2012 postreply 18:53:40

• no cost可考慮，否則由於貸款量太小不合算 -萬楓- ♂ (0 bytes) () 06/04/2012 postreply 13:03:12

• This is no brainer. -淩長老- ♂ (263 bytes) () 06/04/2012 postreply 13:15:25