most loans nowaday are not resumable.

來源: texastrader 於 2012-05-16 22:35:35 [] [舊帖] [給我悄悄話] 閱讀數 : (433 bytes)
回答: loan assumption - must get agreement from lender 由 不周山 於 2012-05-16 22:18:25

Bank will not approve, but many buyer/seller do it anyway without even telling his bank. Yes you violated due on sale clause, but transaction moves on. It is very easy for bank to find it out, but whether and when they will take action is their choice.

For seller, don't assume someone will block the deal just because you violated something. Nobody will block your deal, but you will suffer consequence for violation.

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• typo. I meant assumable. -texastrader- ♂ 給 texastrader 發送悄悄話 (0 bytes) () 05/16/2012 postreply 22:36:14

• got it, thanks -不周山- ♀ 給 不周山 發送悄悄話 不周山 的博客首頁 (0 bytes) () 05/16/2012 postreply 22:37:05

• 這是不是“FRAUD"啊？ -好女婿壞女婿- ♀ 給 好女婿壞女婿 發送悄悄話 (0 bytes) () 05/16/2012 postreply 22:38:43

• gray area..you rich people never understand... -jy101- ♂ 給 jy101 發送悄悄話 jy101 的博客首頁 (56 bytes) () 05/16/2012 postreply 22:39:31

• 如果是”FRAUD",網上說不太好啊！ -好女婿壞女婿- ♀ 給 好女婿壞女婿 發送悄悄話 (49 bytes) () 05/16/2012 postreply 22:41:47

• its legal in most states. -jy101- ♂ 給 jy101 發送悄悄話 jy101 的博客首頁 (0 bytes) () 05/16/2012 postreply 22:43:12

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