試想你花1000塊買點數換來每個月mortgage少繳20塊(打比方),那得50個月才夠本。要是萬一這中間你賣了房子或重新貸款,你的銀子就白花了。所以,俺覺得即使是自住,買點數也要考慮清楚。
試想你花1000塊買點數換來每個月mortgage少繳20塊(打比方),那得50個月才夠本。要是萬一這中間你賣了房子或重新貸款,你的銀子就白花了。所以,俺覺得即使是自住,買點數也要考慮清楚。
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