投資出租房累積百萬財富

轉貼

來源：汪翔

投資出租房累積百萬財富

房市泡沫破裂，對於投資出租房的投資者，看來實在是一次難得的大賺機會。很多人丟了自己的房子，隻能選擇租房過日子，於是乎，突然之間，出租房市場出現了大量的租房需求。而對於那些工作機會增加的地區，由於新湧進了一大批就業者，於是，這些新的住戶，又給那裏的出租房市場提供了更多的新需求。

供給的固定，和需求的大量增加，自然就是短期內價格的上升了。而價格（租金）的上升，結果又是出租房售價的水漲船高了。

美國一些地區房屋出租租金的大量上升，就是這諸種因素綜合作用的結果。

幾天前，一位生活在舊金山地區的老朋友，還來電話談最近出租房房價突然快速大漲的問題。她說自己很後悔，沒有在半年前多買點，現在再買，價格已經上升了太多。

她在說這話的時候，自己已經坐擁十幾棟出租公寓房，當了個有錢的地主婆了。

這位還真的是個非常能幹的女人。

9.11事件時，她“乘人之危”大撈了一筆。才一個交易，得益於在事件之前的忍（膽小）和事件之後的勇敢（貪婪），幾個月下來就是幾十萬的利潤。這一次，她又是緊緊地抓住了機會來“趁火打劫”，也是幾個月下來，就是大幾十萬的新的資產增加。而且，她所買的出租公寓，剛剛簽了購買合同，出租客就已經送上門來了。而且，多數時候，還是大量的優質租戶。

看著她的發達，想想才十來年的時間，幾百萬的資產就靠她白手起家積累起來，眼饞美國的機會實在是很多。就看你是不是“生逢其地”了。

舊金山的機會比較多，美國其他地區的機會實際上也不少，即使是被人看扁的密西根地區，也有不錯的發財機會，在那裏等著有心人去挖掘。

不過，幹這一行的，大家可得好好關注經濟大勢的變化才對，不然的話，麵對趨勢的變化，你獲得的投資收益很可能也會轉瞬即逝。如果你想靠投資出租公寓累積百萬資產，這些地區的經驗估計值得你好好思考和學習一番。同時，那些目前還沒有大漲特漲的地區，估計也還有不少的機會。

 

Six Cities Where Rents Are Skyrocketing

  

May 4, 2012 by 247wallst

  

Yesterday, online real estate site Trulia released rental data for the 100 largest housing markets in the country. The report showed that while home prices have increased slightly in the past year, rent prices have increased more than 5% in the 12 months ending April 31, 2012.

  

In six of the 100 markets, asking rent has increased by 10% or more. 24/7 Wall St. examined these six cities, which are located all over the country, to determine why rents have increased so much there.

  

24/7 Wall St. spoke to Trulia’s chief economist, Jed Kolko, who gave several possible explanations for the rents’ increases. First, he said, housing prices in many of these areas did not drop much during the recession, making them less attractive to buyers.

  

As evidence, home prices in four of these cities fell less than the average for the 100 cities. In Indianapolis, housing prices declined just 6.6% from their peak, the second-smallest decline in the United States. Instead of buying homes, Kolko explained, people moving into these areas have chosen to rent, pushing rental prices higher.

  

According to Kolko, the second major factor leading to increased rents in these areas is an influx of new employment to the region. Many of these areas have experienced major growth in their job markets. When new workers move to a region, they are likely to seek rental properties over permanent residences until they know how stable their new jobs are.

  

This is especially the case following a recession, when new employees are not confident in their job security. “If you get a new job, it’s not like you go out the next day and buy a house,” he said. “You want to make sure that job is stable — that you’ve saved up for a down payment — before you decide to make that home purchase.”

  

Of the six cities on our list, four had employment growth in the past year above the average of the 100 markets. Three were in the top 16 for job growth. In the San Francisco region, where rental prices increased 11.1% in the past 12 months, the number of employed people rose nearly 3% in the past year.

  

24/7 Wall St. obtained asking home price and rent values for the 100 largest real estate markets from Trulia for the 12 months ending April 31. Trulia also provided us with declines in home value in these areas from their prerecession peaks, as well as change in employment in the past year. Also, when applicable, we examined prices and change in inventory for homes, for these markets, as provided by Realtor.com.

  

6. Colorado Springs, Colo.
> Change in rent: +10.2%
> Change in sales price: +4.3%
> Price drop from peak: -11%
> Job growth, 1 year: +0.53$

  

Colorado Springs has as experienced only a modest increase in jobs in the past year. Yet rent in the region increased 10.2% in the 12 months ending April 31 — the sixth-largest increase among the 100 metropolitan areas the agency examines. Home prices also increased over the same period by 4.3%. According to Realtor.com, the number of listings in the area fell more than 25% in the past year, perhaps partly explaining the price increase.

5. Indianapolis, Ind.
> Change in rent: +11.1%
> Change in sales price: +1.7%
> Price drop from peak: -6.6%
> Job growth, 1 year: +1.49%

Of the 100 metro regions examined by Trulia, home prices in Indianapolis had the second-smallest decline during the recession, losing just 6.6% of total value. In the past year, job growth was roughly 1.5%, above average for the cities on our list. Compared to rents, asking home prices increased to a much lesser extent of just 1.7%, the 32nd-largest rise among the cities examined. According to Realtor.com, list prices as of April 31 were among the lowest in the U.S.

4. Warren-Troy-Farmington Hills, Mich.
> Change in rent: +11.8%
> Change in sales price: +6.9%
> Price drop from peak: -35.5%
> Job growth, 1 year: +2.53%

During the recession, home prices in the Warren-Troy-Farmington Hills area of Michigan fell 35.5%, among the biggest drops in the country. Recently, however, asking home prices in the region, which is part of suburban Detroit, have recovered rapidly, up 6.9% in the past year alone. Compared to homes, however, rent prices have truly skyrocketed in the past year. In the last quarter alone, rent went up 4.5%. In the past 12 months, rents are up 11.8%. The likely reason for this increase is the 2.5% growth in employment in the area, the 10th-highest jump in the U.S.

3. Miami, Fla.
> Change in rent: +12.3%
> Change in sales price: +16.1%
> Price drop from peak: -45.5%
> Job growth, 1 year: +2.34%

Among the real estate markets to have the largest increases in rent in the past year, no region was more severely affected by the recession. Home prices in the area fell 45.5% from peak, the 14th-biggest decline in the country. However, the situation has begun to turn around in the area. Home prices increased 16.1% in the past year, and rents rose an estimated 12.3% during that time. Job growth is strong in the area at 2.34%.

2. San Francisco, Calif.
> Change in rent: +13.2
> Change in sales price: -0.5%
> Price drop from peak: -22.1%
> Job growth, 1 year: +2.92%

The increasing popularity of the San Francisco real estate market is extremely lopsided. List prices for homes actually fell 0.5% in the past 12 months. Meanwhile, rent prices increased 13.2% — the second-largest increase in the country. The number of employed people in the city grew just shy of 3% in the past year, the seventh-highest rate in the country.

1. Edison-New Brunswick, N.J.
> Change in rent: +15.6%
> Change in sales price: -4.7%
> Price drop from peak: -18.2%
> Job growth, 1 year: +0.69%

Job growth in the Edison-New Brunswick metro area has been modest. Nevertheless, rent in the region jumped a full 15.6% in 12 months, by far the largest increase in the country. In the past quarter alone, rent increased 4%. Meanwhile, home prices actually fell 4.7%, the 11th-largest decrease in the country.

Michael B. Sauter