回複：講一例貸款打敗現金的例子

來源: CaLoanAgent 於 2012-05-02 20:53:50 [] [博客] [舊帖] [給我悄悄話] 閱讀數 : (901 bytes)
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回答: 講一例貸款打敗現金的例子 由 SunshineInCA 於 2012-05-02 17:39:37

 

My borrower got an offer with 380k for the primary purchase. They outbid another cash-offer of 370k. During the loan process, the appraisal value is only 350k, and the agents negotiated with the bank to get 350k as the final price.

The buyer agent knew the game, they offerred a little bit higher to get the deal first, and then negotiated again when appraisal value low.

But if the cash-offer buyer got the deal, they would not have the chance for 350k.

所有跟帖： 

• 這個例子太經典了。你最近生意想必忙，估計很快又要找你了。 -SunshineInCA- ♀ 給 SunshineInCA 發送悄悄話 (262 bytes) () 05/02/2012 postreply 21:22:05

• Was this dual agency? -Nonsense123- ♀ 給 Nonsense123 發送悄悄話 Nonsense123 的博客首頁 (0 bytes) () 05/02/2012 postreply 21:25:14

• Dual Agent is seller's agent -CaLoanAgent- ♂ 給 CaLoanAgent 發送悄悄話 CaLoanAgent 的博客首頁 (133 bytes) () 05/02/2012 postreply 21:52:14

• Yeah that makes sense。所以做listing agent 是很有動力的。 -Nonsense123- ♀ 給 Nonsense123 發送悄悄話 Nonsense123 的博客首頁 (0 bytes) () 05/02/2012 postreply 22:00:33

• 08 09年的時候有這種情況。現在appraisal 低於市價的很少見了。 -Nonsense123- ♀ 給 Nonsense123 發送悄悄話 Nonsense123 的博客首頁 (0 bytes) () 05/02/2012 postreply 21:28:22

• This was the case for 2011. -CALoanAgent- ♂ 給 CALoanAgent 發送悄悄話 CALoanAgent 的博客首頁 (235 bytes) () 05/02/2012 postreply 21:54:37

• 對。市場專向買家搶的話appraisal就不是一個很重要的前提了。 -Nonsense123- ♀ 給 Nonsense123 發送悄悄話 Nonsense123 的博客首頁 (0 bytes) () 05/02/2012 postreply 22:03:14

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