if flood is cause by surface water, it is not cover.
if flood is cause by sewage backup, depends if you have the sewage backup clause.
if flood is cause by broken pipe, most likely yes.
怎樣可以爭取到最大利益?
-- they send their own adjustor.
都要注意些什麽?
-- you can call any water/fire restoration company, usually they direct bill insurance for clean up.