這年頭， 貸個款要交NND的這麽多費用！！！

Total: 7200 刀！ 

銀行真是吃人不吐骨頭啊。。。無語中，俺們小地主要幹多久才有這些收入！ 

（Credit union charges less....)

origination charge	$1,126.95
Your charge for this interest rate	$2,610.00
Required services we select	$699.00
Appraisal Fee	$450.00
Credit Report	$63.00
Flood Determination	$10.00
Tax Service Fee	$76.00
Verify EMP/INC/DEP/TR	$100.00
Title services and lender's title insurance	$1,925.00
Owner's title insurance	$475.00
Required services you can shop for	$295.00
Pest Inspection Fee	$95.00
Survey Fee	$200.00
Government recording charges	$140.0

所有跟帖： 

• 太過分了，哪家銀行啊 -.囡囡- ♀ (0 bytes) () 04/19/2012 postreply 13:21:04

• 利息不該算吧。還有你是否預付財產稅， 保險。。。這些都不該算 -螺絲螺帽- ♀ (0 bytes) () 04/19/2012 postreply 13:35:19

• you must buying down the interest here -jjj7- ♂ (0 bytes) () 04/19/2012 postreply 13:37:03

• 回複：這年頭， 貸個款要交NND的這麽多費用！！！ -比花花還花- ♂ (265 bytes) () 04/19/2012 postreply 13:39:16

• I know! They charge me recording fee of $350, how ridiculous! -小竹媽- ♀ (0 bytes) () 04/19/2012 postreply 13:42:37

• Title services 是title公司收的，跟銀行沒關係。很多時候Title收的費會比這個估計的低。 -melody2010- ♀ (0 bytes) () 04/19/2012 postreply 19:55:08

• 你貸款額是多少？ 利息，term如何？ 沒這些信息，難說。 -FHZM- ♂ (0 bytes) () 04/19/2012 postreply 13:43:01

• 是有些高了,同情ing。:( -小心翼翼的小地主- ♀ (0 bytes) () 04/19/2012 postreply 13:57:13

• Your charge for this interest rate is fishy -selang2- ♂ (113 bytes) () 04/19/2012 postreply 13:59:26

• 利息就 2600 了，你是你該交的， 其實也就 4000 多 -weili2010- ♂ (15 bytes) () 04/19/2012 postreply 14:03:51

• 4000還是高啊， 俺有個花了1500－2000塊啊 -比花花還花- ♂ (0 bytes) () 04/19/2012 postreply 15:08:36

• closing.com自己去看是否合理. -pretty_woman2- ♀ (0 bytes) () 04/19/2012 postreply 14:16:49

• 是不是老美都這樣：乘機宰錢？華人做貸款好點嗎？ -halfdummy- ♂ (0 bytes) () 04/19/2012 postreply 14:19:26

• are you buying down the rate??? -jy101- ♂ (0 bytes) () 04/19/2012 postreply 14:21:07

• rate is 4%, I know it seems buying down rate for 1%, -比花花還花- ♂ (87 bytes) () 04/19/2012 postreply 15:07:13

• 神馬亂七八糟的，地主estimate也看不懂？？ -Casabella- ♀ (346 bytes) () 04/19/2012 postreply 15:17:08

• 你是不是買了points? 別的都還好，就是這個origination fee有點高，有的銀行給您回扣把這個cover了。 -melody2010- ♀ (101 bytes) () 04/19/2012 postreply 19:51:45

• These info should be available in the GFE When u shopping mortga -無事不忙- ♀ (0 bytes) () 04/20/2012 postreply 12:31:34