提上來再問， 1米人民幣怎末投資？謝謝

來源: ljiazus 於 2012-04-09 16:22:35 [] [舊帖] [給我悄悄話] 閱讀數 : (1357 bytes)

下麵好多人讓我存銀行CD,我存了，利率大概就是年4.5左右， 我想問問還有無其他更好的投資法。 錢一時半會我可能不用， 想收益再高點。 鞠躬拜謝。

下麵是昨天發的貼。

basic situation:

middle age couple 40+, have a house with the mortage $400K in U.S., have a very small house in Beijing (good location, very small, very expensive location), have 1M RMB in chinese bank. What should I invest in China?

Because of the working condition, we might go back and forth between Beijing and USA very frequently. The house in beijing is very small, not enough for living if the entire household go back to china. But we don't have much money (1M RMB is much less enough for buying) to buy another house in beijing. What should we do for this 1M RMB?

Thank you very much for financial experts here in advance!

 

所有跟帖： 

• 去大千問問。 -peopleman- ♂ 給 peopleman 發送悄悄話 peopleman 的博客首頁 (0 bytes) () 04/09/2012 postreply 16:29:19

• you are asking how to invest, that means CD -pediatrician2- ♂ 給 pediatrician2 發送悄悄話 pediatrician2 的博客首頁 (449 bytes) () 04/09/2012 postreply 16:29:41

• that is right, no easy way for investment. This is why I am here -ljiazus- ♀ 給 ljiazus 發送悄悄話 (103 bytes) () 04/09/2012 postreply 17:24:43

• 付清房貸啊。 -想家了嗎- ♀ 給 想家了嗎 發送悄悄話 想家了嗎 的博客首頁 (0 bytes) () 04/09/2012 postreply 18:11:53

• No, current mortage interest is 3%, my CD return interest is 4.5 -ljiazus- ♀ 給 ljiazus 發送悄悄話 (142 bytes) () 04/09/2012 postreply 18:15:11

• 多久的CD? -想家了嗎- ♀ 給 想家了嗎 發送悄悄話 想家了嗎 的博客首頁 (17 bytes) () 04/09/2012 postreply 18:21:07

• all kinds of bank, -ljiazus- ♀ 給 ljiazus 發送悄悄話 (243 bytes) () 04/09/2012 postreply 18:40:00

• 謝謝！ -想家了嗎- ♀ 給 想家了嗎 發送悄悄話 想家了嗎 的博客首頁 (0 bytes) () 04/09/2012 postreply 20:57:13

• how much risk you can take? the higher the potential return, the -xiaoxiao07- ♀ 給 xiaoxiao07 發送悄悄話 (0 bytes) () 04/09/2012 postreply 18:21:46

• yes, I understand, this is why I am asking for the options, so t -ljiazus- ♀ 給 ljiazus 發送悄悄話 (109 bytes) () 04/09/2012 postreply 18:42:05

• some options in my 2 cents... -xiaoxiao07- ♀ 給 xiaoxiao07 發送悄悄話 (387 bytes) () 04/09/2012 postreply 23:46:28

• 買五年期電子國債。zero risk. -nalinali- ♂ 給 nalinali 發送悄悄話 (98 bytes) () 04/09/2012 postreply 18:57:52

• 明白啦， 我就叫理財是CD -ljiazus- ♀ 給 ljiazus 發送悄悄話 (37 bytes) () 04/09/2012 postreply 19:18:14

• 買五年期電子國債 是美國的嗎？哪裏有賣 -偶爾想念- ♀ 給 偶爾想念 發送悄悄話 (1 bytes) () 04/10/2012 postreply 07:20:32

• 存著吧，別的國家利率還不如這個。我自己的rmb也存著呢 -Bombay- ♀ 給 Bombay 發送悄悄話 (34 bytes) () 04/09/2012 postreply 22:31:08

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