how to invest 1M RMB?

來源: ljiazus 於 2012-04-08 19:54:42 [] [舊帖] [給我悄悄話] 閱讀數 : (677 bytes)

basic situation:

middle age couple 40+, have a house with the mortage $400K in U.S., have a very small house in Beijing (good location, very small, very expensive location), have 1M RMB in chinese bank. What should I invest in China?

Because of the working condition, we might go back and forth between Beijing and USA very frequently. The house in beijing is very small, not enough for living if the entire household go back to china. But we don't have much money (1M RMB is much less enough for buying) to buy another house in beijing. What should we do for this 1M RMB?

Thank you very much for financial experts here in advance!

 

所有跟帖： 

• eat, drunk and tourism with beautiful women! -Tianyazi- ♂ 給 Tianyazi 發送悄悄話 Tianyazi 的博客首頁 (0 bytes) () 04/08/2012 postreply 20:01:21

• I am a woman, no need another woman here:) -ljiazus- ♀ 給 ljiazus 發送悄悄話 (49 bytes) () 04/08/2012 postreply 20:06:32

• wa, with handsome men! -Tianyazi- ♂ 給 Tianyazi 發送悄悄話 Tianyazi 的博客首頁 (0 bytes) () 04/08/2012 postreply 20:09:16

• no, I am old, not attracted by the person's appearance:) -ljiazus- ♀ 給 ljiazus 發送悄悄話 (63 bytes) () 04/08/2012 postreply 20:12:33

• so enjoy the life and go vocations to use up the money! -Tianyazi- ♂ 給 Tianyazi 發送悄悄話 Tianyazi 的博客首頁 (0 bytes) () 04/08/2012 postreply 20:13:34

• I need this money for retirement. still long way to go for the e -ljiazus- ♀ 給 ljiazus 發送悄悄話 (87 bytes) () 04/08/2012 postreply 20:14:41

• buy some mutal funds in Fidelity or vanguard, see the details. -Tianyazi- ♂ 給 Tianyazi 發送悄悄話 Tianyazi 的博客首頁 (278 bytes) () 04/08/2012 postreply 20:20:06

• the money is 1M RMB, not US dollars, it is in china. -ljiazus- ♀ 給 ljiazus 發送悄悄話 (65 bytes) () 04/08/2012 postreply 20:21:37

• 要不要考慮把北京小房賣了去附近城市買？有事回北京辦就是了。北美都飛來飛去了，也不差這點了。 -smile2- ♀ 給 smile2 發送悄悄話 (0 bytes) () 04/08/2012 postreply 20:23:47

• 回複：要不要考慮把北京小房賣了去附近城市買？有事回北京辦就是了。北美都飛來飛去了，也不差這點了。 -Ljiazus- ♀ 給 Ljiazus 發送悄悄話 (70 bytes) () 04/08/2012 postreply 20:54:19

• 這幾年，我幾個朋友都是把北京的房賣了，在美國買房。 -SunshineInCA- ♀ 給 SunshineInCA 發送悄悄話 (0 bytes) () 04/08/2012 postreply 20:39:06

• don't sell your old home..if you don't have full rights on that. -sisbio- ♀ 給 sisbio 發送悄悄話 (331 bytes) () 04/08/2012 postreply 22:04:02

• 在北京租著住？ -想家了嗎- ♀ 給 想家了嗎 發送悄悄話 想家了嗎 的博客首頁 (0 bytes) () 04/09/2012 postreply 05:17:16

• 趕快買CD，3年的，或者短期高利息的，哪裏去找這麽好的穩定回報。 -windlight- ♀ 給 windlight 發送悄悄話 windlight 的博客首頁 (0 bytes) () 04/09/2012 postreply 06:01:49

• 是6%回報率嗎？現在國內存款利息很高，可是取錢時要交利息稅的，據說也不少 -清晨時分- ♀ 給 清晨時分 發送悄悄話 (0 bytes) () 04/09/2012 postreply 06:10:10

• 不用交稅。幾年前調降利率時給取消的，現在還沒恢複。 -wxc101- ♀ 給 wxc101 發送悄悄話 (0 bytes) () 04/09/2012 postreply 08:42:40

• 在哪裏能買到這種短期cd？ -清晨時分- ♀ 給 清晨時分 發送悄悄話 (0 bytes) () 04/09/2012 postreply 10:08:52

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