我這裏有一個房子,他想要嗎?我的這個買主很挑剔,我自己剛剛買的房子$397K,也剛租$3500/month。當然我告訴他有一更好的deal給他,但要再等兩個月。他要買兩個房子,我告訴他先把這個買下來,他還跟我猶豫。下周帶他去看房。我還有另外兩個客戶,一個正在賣一投資房,然後才有錢買我這裏的投資房。另一客戶還要再存幾個月的down payment錢。 現在房子很少, 這麽好的deal, 還不趕緊買。 我都替他著急。
House | 4bd/2ba | 1443sf | ||||||
Cost | 370000 | Rates | Year | Monthly Cost | Monthly Rent | Addition Cost | ||
25% Down payment | 92500 | 3500 | ||||||
Mortgage | 277500 | 4.65 | 1431 | 4000 | closing cost | |||
Tax | 4440 | 370 | ||||||
Mello-Roos | 0 | |||||||
Total Cash | Insurance | 450 | 38 | |||||
96500 | HOA | 0 | ||||||
Management | 0 | 0 | ||||||
Maintenance | 0 | 0 | Cash Flow | |||||
Total | 1839 | 1662 | ||||||
Mortgage | Rate | Principal (1st year Ave) | P&I | Total Cost/month | Minimal Rent | Cash Flow | Maximal Rent | Maximal Cash Flow |
277500 | 4.65 | 363 | 1431 | $1,839 | $3,000 | $1,162 | $3,500 | $1,662 |
Current rent cash flow % | 20.66 | |||||||
Total cash flow % | 25.18 | plus principal |