回複：how much extra the owner usually charges?

來源: va_landlord 於 2012-04-01 14:38:10 [] [博客] [舊帖] [給我悄悄話] 閱讀數 : (457 bytes)
回答: how much extra the owner usually charges? 由 houren 於 2012-04-01 14:22:29

If the lease-to-own period is 2 years, and the house price is $200,000. Then the downpayment should be 20% if conventional loan which is $40,000. Average to each month, it should be $1666.67. But usually this is too much.

Then if the new loan is FHA, which usually is 3% of the house price, $6000. Each month it should be: $250

Just my thought. You can also have a number that mutually agreed, but at minimum the FHA loan downpayment.

所有跟帖： 

• should they pay interests as well in these two years? -abc1967- ♀ 給 abc1967 發送悄悄話 (111 bytes) () 04/01/2012 postreply 16:18:35

• They need to pay the regular rent plus extra towards downpayment -va_landlord- ♂ 給 va_landlord 發送悄悄話 va_landlord 的博客首頁 (0 bytes) () 04/01/2012 postreply 17:20:48

• Thanks, va_landlord -houren- ♂ 給 houren 發送悄悄話 (308 bytes) () 04/01/2012 postreply 17:44:50

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