【今日房貸利率】3月29日（星期四）

今日房貸利率（CA、MD、VA）
SUMMARY：今天（3月29日 星期四）開盤時的利率價格和昨天相比基本持平,  目前重新貸款40萬左右30年固定的利率仍為3.875%，15 年固定仍為3.25%，5/1 ARM仍為2.75%。購房貸款40萬左右，30年固定的利率降為3.750%，15年固定為3.00%，5/1 ARM為2.5%。
********************* CALIFORNIA *********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.250	3.750	3.000	2.750	3.000
>$417K	4.000	3.250			2.750
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.250	3.875	3.125	2.750	3.125
>$417K
PRIMARY RESIDENCE - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.000	3.750	3.000	2.500	2.875
APR:	3.854	3.183	3.895	3.267	2.597	2.974
>$417K	3.875	3.250			2.625
APR:	3.961	3.401			2.705
INVESTMENT PROPERTY - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.375	4.000	3.375
APR:	4.106	3.560	4.147	3.643
********************** MARYLAND **********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.125	3.750	3.000	2.625	3.000
>$417K	4.000	3.250			2.750
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.250	3.875	3.125	2.750	3.125
>$417K
PRIMARY RESIDENCE - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.000	3.750	3.000	2.500	2.875
APR:	3.854	3.183	3.895	3.267	2.597	2.974
>$417K	3.875	3.250			2.625
APR:	3.961	3.401			2.705
INVESTMENT PROPERTY - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.375	4.000	3.375
APR:	4.106	3.560	4.147	3.643
********************** VIRGINIA **********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.250	3.875	3.125	2.750	3.125
>$417K	4.000	3.375			2.875
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.250	3.875	3.250	2.875	3.250
>$417K
PRIMARY RESIDENCE - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.000	3.750	3.000	2.500	2.875
APR:	3.854	3.183	3.895	3.267	2.597	2.974
>$417K	3.875	3.250			2.625
APR:	3.961	3.401			2.705
INVESTMENT PROPERTY - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	4.000	3.375	4.000	3.375
APR:	4.106	3.560	4.147	3.643
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):      - <=75% for Primary Residence Conforming Refinance & Purchase;     - <=70% for Primary Residence Conforming Cash-Out Refinance;     - <=75% for Primary Residence Super-Conforming Refinance and Purchase;     - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;     - <=75% for Investment Property Conforming Purchase. 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. 注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款，需要收point才能做。

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• please explain if any cost to client--No Point No Fee -vikings- ♂ (106 bytes) () 03/29/2012 postreply 16:10:33

• I can get 15 years fix and 30 years fix 3.0 and 3.75% -lucyliuhome- ♀ (333 bytes) () 04/12/2012 postreply 19:54:46

• 回複：I can get 15 years fix and 30 years fix 3.0 and 3.75% -lucyliuhome- ♀ (32 bytes) () 04/12/2012 postreply 19:57:59