回複：you need to talk to a good tax attorney for advice.

I converted all of my traditional IRA to ROTH IRA in Oct 2010, then in april 2011 I put all the fund in roth ira back to traditinoal IRA.

the reason I put it back is that, after some research on the internet, I realized I own tax on the conversion from traditinoal to ROTH ira.  However it also says on the internet that if I move all of them back in the same tax year, which is called 'full recharacterization' then I am fine.  can you confirm that?  I think even if I owe some tax, it won't be as much as what is based on $4800, right?

所有跟帖： 

• Double check your timing -planotx- ♂ (80 bytes) () 03/29/2012 postreply 07:42:32

• deadline 10/15/11 -commonsense888- ♀ (0 bytes) () 03/29/2012 postreply 08:26:35

• if you did "full recharacterization" you should be fine. but -laoyangdelp- ♀ (595 bytes) () 03/29/2012 postreply 08:24:35

• 可惜天下沒有免費的午餐，there is always some catch. -Nonsense123- ♀ (114 bytes) () 03/29/2012 postreply 09:44:10