南加州62歲夫妻,沒房貸,有0.9米401K+100Kcash, SS=$2000/月. 如何才能退休但不把本金用光.
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每年從401k中取4%,約$3萬六,就行。
-commonsense888-
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03/28/2012 postreply
22:09:48
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他的問題是如何能不動用本金,還可以有足夠的收入。
-qka-
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03/29/2012 postreply
05:28:40
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you need to put your money in a safe investment
-little.me-
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03/29/2012 postreply
00:00:26
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What is safe investment? CD?
-sinke-
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03/29/2012 postreply
09:10:29
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you need to talk to a fee-based finacial advisor
-planotx-
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03/29/2012 postreply
06:09:29
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問過我的CPA,她說Theydontdobetter. CPA是很正的台人.
-sinke-
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03/29/2012 postreply
09:17:59
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The key question is: Can you live on 60K annually in Southern CA
-Morning3evening4-
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03/29/2012 postreply
06:37:48
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很有見解, 頂一下!
-螺絲螺帽-
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03/29/2012 postreply
06:59:33
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:). Thanks.
-Morning3evening4-
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03/29/2012 postreply
09:16:07
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說得好。阿毛是投壇為人民服務的 financial advisor! :)
-laoyangdelp-
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03/29/2012 postreply
08:31:45
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It is free at this moment.:).
-Morning3evening4-
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03/29/2012 postreply
09:16:44
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34大老,1-3都聽的很中.4不容易. 很少老中搬離S CA.如不golffishfinseacucumber...60K差不多
-sinke-
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03/29/2012 postreply
09:15:43
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Then, a part-time job should cover extra expense.
-Morning3evening4-
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03/29/2012 postreply
09:17:40
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不過 $5/H part time job還不如到這裏來灌水
-sinke-
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03/29/2012 postreply
09:20:52
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其實你什麽都安排好了。看你以前的舊帖子就知道你都考慮過了。
-Nonsense123-
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03/29/2012 postreply
09:56:12
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大老您有CIA的經研?
-sinke-
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03/29/2012 postreply
17:30:13
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In CA, minimal salary is 5/h?
-Morning3evening4-
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03/29/2012 postreply
09:58:39
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在CA,除了灌水上飯館教會trail修屋頂操房產,還能做十麽?
-sinke-
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03/29/2012 postreply
17:29:04
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我讀到的信息是,401K到了66歲以上每年必須要拿出一部分的,
-圓西瓜-
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03/29/2012 postreply
10:06:47
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I remember at age 70. The amount is total amount divide by 20.
-Morning3evening4-
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03/29/2012 postreply
10:09:45
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you are right. 他們有90萬,所以每年的minimum withdraw 隻有1萬多
-laoyangdelp-
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03/29/2012 postreply
10:29:09
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90/20 = 4.5w/year
-sinke-
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03/29/2012 postreply
17:32:03
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Open an IRA account and move your $90k into it and receive 5% st
-gzkom-
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10/05/2012 postreply
23:39:55