Haha, I will give a try: 15W salary, 0.77% effective rate.

來源: Morning3evening4 於 2012-02-08 06:33:39 [] [博客] [舊帖] [給我悄悄話] 閱讀數 : (684 bytes)
回答: 10-15萬才5%？怎麽可能？ 由 雲中飛燕 於 2012-02-07 17:08:43

150K, 2 kids, on in college, one under 13, governement jobs.

403B: 16.5kX2=33K, 457: 16.5kX2=33K. Pension:150KX0.05--0.1=7.5K-15K. Let's set 10K.

Leftover: 150-66-10=74K (good enough to put 10K in tradition IRA)

So, AGI is 64K.

64K-std deduction ( not itemized, ok)-4X3300=40K

TX for 40K: 5154 dollar tax.

Credit: American opportunity Credit: 2500, child credit 1000, dependent care credit: cost X 0.2=500, so credit is 4000.

Effective tax rate: (5154-4000)/150000=0.77%

Folks, don't assume you can calculate other's income based on your own situation. Sure, a wide margin if you are happy with it.

 

所有跟帖： 

• 你4萬一年如何過的？ -雲中飛燕- ♀ 給 雲中飛燕 發送悄悄話 雲中飛燕 的博客首頁 (0 bytes) () 02/08/2012 postreply 10:12:01

• 你知道“計劃”兩個字的意思吧？ -Morning3evening4- ♂ 給 Morning3evening4 發送悄悄話 Morning3evening4 的博客首頁 (267 bytes) () 02/08/2012 postreply 10:17:57

• BTW, the AGI is 64k, not 40K. -Morning3evening4- ♂ 給 Morning3evening4 發送悄悄話 Morning3evening4 的博客首頁 (0 bytes) () 02/08/2012 postreply 10:29:02

• 這裏的大頭是退休金，可是以後還要為它交稅的，現在交15%，退休時稅率漲到30%也不好說。 -yundao- ♀ 給 yundao 發送悄悄話 yundao 的博客首頁 (44 bytes) () 02/08/2012 postreply 12:04:40

• Sigh..... -Morning3evening4- ♂ 給 Morning3evening4 發送悄悄話 Morning3evening4 的博客首頁 (197 bytes) () 02/08/2012 postreply 12:26:20

• 越老可能越有錢，人都說美國老年人最有錢：） -yundao- ♀ 給 yundao 發送悄悄話 yundao 的博客首頁 (0 bytes) () 02/08/2012 postreply 12:50:15

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