回複：錢往哪投？

Mkae sure you protect yourself first - The older we are; the harder to get lona. 

Buy enough LTC - Much more important than life insurance.

Buy enough Annuity to make sure you have enough money to the last day of life no matter what happens in the market

Charity - You may set up the charity account and start saving tax before you decide what to do with the money in the account.