Haha, you are the 1%.:).

Roth contribution is  170K, this is after deduction from 401K, so your family income is above 200K... Be careful about your privacy.:).

Based on what you said, your investment shouuld target qualified dividend and long-term capital gain. That's why I mentioned Romney, he is paying 15% effective tax because his income mainly come from qualified dividend and long-term capital gain. This is tax planning for future. You have to look a little bit further, i.e. you may not save much tax now, but a good plan might reduce your future tax.

Congratulations to you that you have done your duty to your kid's education. I am proud of myself, too, to finish my obligation to my daughter, a mission well done.:).

所有跟帖： 

• 回複：Haha, you are the 1%.:). -小閑- ♀ (447 bytes) () 01/18/2012 postreply 10:41:18

• Still busy looking for jobs. -Morning3evening4- ♂ (94 bytes) () 01/18/2012 postreply 11:03:45

• 回複：Still busy looking for jobs. -laoyangdelp- ♀ (35 bytes) () 01/18/2012 postreply 14:11:07