Holly, I have been waiting for this for more than one month

I started the mortgage application at the beginning of December. Because of the holidays, the contracts were extended one time after another, all sellers were very nervous and pissed off.

I provided tons of documents to the lender, all current leases, all current mortgages, two years of tax returns, three months bank statements showing down payments.

Wating, waiting, and more waiting! It was frustrating. Although, as the process went deeper, my feeling was that they will give me the mortgages, or they should have rejected me much earlier, unless they are stupid.

Mortgage broker told me there are three levels of hurdles I had to pass, with more than one reviews for each.

Today, the broker send me this message:"Just so you know, the bank has confirmed they are sending commitments for all 3 properties today!!! "

These are three mortgages: two houses, one condo, for a total price of about $450,000.

Now, tomorrow, I am going to send them another two contracts for two condos, for $150,000. I have been holding these two because I do not want to disturb the long process. I hope this time it will be short and sweet, haha.

所有跟帖： 

• 老大肯定不止4隻雞了。哪家可以拿五隻以上現在？俺現在很發愁這檔事。。。 -MrsKwok- ♀ (0 bytes) () 01/17/2012 postreply 15:50:18

• There is no such limit in Canada. -cultuslake- ♂ (0 bytes) () 01/17/2012 postreply 15:54:23

• so........................lucky.I envy you so much... -MrsKwok- ♀ (0 bytes) () 01/17/2012 postreply 15:58:26

• but as the number grows, fewer and fewer banks are interested. -cultuslake- ♂ (91 bytes) () 01/17/2012 postreply 16:03:26

• 也比美國這當會兒強啊。到了一定的數就給困鎖死。欲動不能。根本沒法大發展。。。 -MrsKwok- ♀ (0 bytes) () 01/17/2012 postreply 16:08:22

• haha, miss those good old days.. -jy101- ♂ (64 bytes) () 01/17/2012 postreply 16:10:39

• 別提了。俺家現在四個卡號差不多了。等孩子長大再說吧。起碼還得十年。媽媽米亞。 -MrsKwok- ♀ (24 bytes) () 01/17/2012 postreply 16:15:34

• 美國是從一個極端發展到另一個極端。 -cultuslake- ♂ (47 bytes) () 01/17/2012 postreply 16:13:03

• 也是。都是相輔相成互相牽製的。哈哈哈。。。 -MrsKwok- ♀ (0 bytes) () 01/17/2012 postreply 16:17:00

• a lot of banks can do. CitiMortgage, FlagStar, etc. -jjj7- ♂ (0 bytes) () 01/17/2012 postreply 18:15:25

• 哇！太謝謝了。還別說。這家還經常寄instant loan幾千啥的來邀請。以往 -MrsKwok- ♀ (36 bytes) () 01/17/2012 postreply 18:23:17

• 回複：You'll be lucky to get 5 loans. Hope the fifth will not cause -ZhangZhouDaTou- ♀ (0 bytes) () 01/17/2012 postreply 15:52:32