A very big IF: Reply to: 如果經濟回升,,,

Recovery? what recovery?  You are going to wait for a loooonng time before you get one:

NEW YORK, Jan. 17, 2012 (Reuters) — More than four years after the United States fell into recession, many Americans have resorted to raiding their savings to get them through the stop-start economic recovery.

Vernon Tites, an out-of-work contractor from San Francisco, looks for jobs online at the Employment Development Department of California service office in San Francisco January 6, 2012. REUTERS/Beck Diefenbach

---

In an ominous sign for America's economic growth prospects, workers are paring back contributions to college funds and growing numbers are borrowing from their retirement accounts.

Some policymakers worry that a recent spike in credit card usage could mean that people, many of whom are struggling on incomes that have lagged inflation, are taking out new debt just to meet the costs of day-to-day living.......

http://www.newsdaily.com/stories/tre80g083-us-recovery-risk/