大家幫著看看這個貸款利率和cost合理不

謝謝指點！

房子 118500， Down 20%， Loan 94400， 按照second home，Rate 4.125%  30年fix

Settlement Charge:共 4605， 細節如下 

Origination charg  845

Appraisal 350.00

Credit Report 18.00

Tax Service Fee 60.0

 Title services and lender’s title insuranc 1200

 Owner’s title insuranc 1000

 Initial deposit for your escrow accoun 910

 Daily interest charge 162

 Homeowner’s insuranc 60

所有跟帖： 

• "second home"指的是投資房貸款嗎? 還是按自住房利率來算? -菲寶寶- ♀ (0 bytes) () 01/12/2012 postreply 14:01:23

• 應該算半自住的投資房。比primary利率差，但是比investment好點 -forqi- ♀ (0 bytes) () 01/12/2012 postreply 14:18:01

• Origination fee.title insurance(lender's and owner's) are little -MrsKwok- ♀ (0 bytes) () 01/12/2012 postreply 15:23:26

• ，， are little high for such small loan.... -MrsKwok- ♀ (0 bytes) () 01/12/2012 postreply 15:26:37

• 回複：，， are little high for such small loan.... -forqi- ♀ (325 bytes) () 01/12/2012 postreply 16:00:07