【今日房貸利率】1月11日星期三-重貸30年固定3.75%

今日房貸利率（CA、MD、VA）
SUMMARY：今天（1月11日星期三）的利率價格和昨天相比基本持平。目前重新貸款40萬左右30年固定的利率仍維持在曆史新低3.75%，15 年固定仍為3.25%，5/1 ARM仍為2.75%。購房貸款40萬左右，30年固定的利率仍為3.625%。15年固定仍為3.25%，5/1 ARM仍為2.5%。
********************* CALIFORNIA *********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.250	3.625	3.250	2.750	3.125
>$417K	3.875	3.250			3.000
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.250	3.750	3.250	2.875	3.250
>$417K
PRIMARY RESIDENCE - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	3.250	3.500	3.125	2.500	2.875
APR:	3.728	3.434	3.644	3.392	2.597	2.974
>$417K	3.750	3.250			2.750
APR:	3.835	3.401			2.830
INVESTMENT PROPERTY - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.375	3.875	3.250
APR:	3.980	3.560	4.021	3.518
********************** MARYLAND **********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.250	3.625	3.250	2.750	3.125
>$417K	3.875	3.250			3.000
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.250	3.750	3.250	2.875	3.250
>$417K
PRIMARY RESIDENCE - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	3.250	3.500	3.125	2.500	2.875
APR:	3.728	3.434	3.644	3.392	2.597	2.974
>$417K	3.750	3.250			2.750
APR:	3.835	3.401			2.830
INVESTMENT PROPERTY - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.375	3.875	3.250
APR:	3.980	3.560	4.021	3.518
********************** VIRGINIA **********************
PRIMARY RESIDENCE - REGULAR REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.250	3.625	3.250	2.875	3.250
>$417K	3.875	3.250			3.250
PRIMARY RESIDENCE - CASH-OUT REFINANCE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.750	3.250	3.750	3.250	3.125	3.500
>$417K
PRIMARY RESIDENCE - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	3.125	3.500	3.000	2.500	2.875
APR:	3.728	3.309	3.644	3.267	2.597	2.974
>$417K	3.750	3.250			2.750
APR:	3.835	3.401			2.830
INVESTMENT PROPERTY - PURCHASE RATE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.875	3.250	3.750	3.250
APR:	3.980	3.434	3.895	3.518
Please note that the rates are subject to mid-day changes. This is especially true when stock and bond markets move radically during the day. Rates above are based on the following assumptions: 1. Loan Amount: $380K for Conforming loan, $550K for Super-Conforming loans; 2. Loan-To-Value (LTV):      - <=75% for Primary Residence Conforming Refinance & Purchase;     - <=70% for Primary Residence Conforming Cash-Out Refinance;     - <=75% for Primary Residence Super-Conforming Refinance and Purchase;     - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;     - <=75% for Investment Property Conforming Purchase. 3. Primary Residence except specified; 4. Single Family Residence; 5. Credit score>=740; 6. No Impound/Escrow Account. For Refinance, rates are based on No Point No Fee. So APR for Refinance = Refinance Rate. 注：以上凡是沒有表明利率的loan program，意味著該program做不了no point的貸款，需要收point才能做。

所有跟帖： 

• 請問20多萬投資房的refin能做到no point no fee嗎？利率是多少？哪家放貸銀行？謝謝！ -canyonbear- ♀ (0 bytes) () 01/11/2012 postreply 09:00:11

• 你的property 在加洲嗎？ 如果是， 4 .375%-4.5% no point and no fee -lucyliuhome- ♀ (0 bytes) () 02/29/2012 postreply 20:50:06

• How about Indiana ? 回複：【今日房貸利率】1月11日星期三-重貸30年固定3.75% -wy77121- ♀ (0 bytes) () 01/12/2012 postreply 07:22:14

• 回複：How about Indiana ? 回複：【今日房貸利率】1月11日星期三-重貸30年固定3.75% -lucyliuhome- ♀ (41 bytes) () 04/14/2012 postreply 22:43:29