2010 | 2011 | |
ASSETS (In Thousands) | ||
Cash and Cash equivalents | 170 | 215 |
REAL ESTATE | ||
Primary residence (FMV) | 650 | 750 |
Rental Properties (FMV) | 550 | 1,400 |
INVESTMENT ACCOUNTS | ||
RRSP | 200 | 167 |
TFSA | 62 | 20 |
Non-regeristed | 363 | 308 |
Other Pesions | 50 | 45 |
Other Assets | 30 | 85 |
Receivables | 15 | 10 |
TOTAL ASSETS | 2,090 | 3,000 |
LIABILITIES | ||
Mortgage and Loans | 937 | 1,520 |
Tenant deposits | 3 | 8 |
Payables | 0 | 0 |
TOTAL LIABILITIES | 940 | 1,528 |
EQUITY | 1,150 | 1,472 |
INCOME | ||
Employment Income | 125 | 150 |
Business Net Income | 0 | 130 |
Real Estate Gain | 40 | 185 |
Rental Net Income | 18 | 35 |
Stock Capital Gain (Loss) | 76 | (30) |
Other Income | 21 | 6 |
Income Total | 280 | 476 |
EXPENSE | ||
Income Tax | 30 | 50 |
Other deductions | 10 | 10 |
Living Expense | 90 | 90 |
Other Expense | 0 | 0 |
Expense Total: | 130 | 150 |
Net | 150 | 326 |
Equity before this period | 1,000 | 1,150 |
EQUITY | 1,150 | 1,476 |
2011總結：
1) 現金的增加主要是由於收入增加所致, 尤其是新的Business Income。
2) 2011年增持了出租物業，增加了貸款,租金淨收益也增加。評估的房產增值大概是5-１０％。
3) 投資帳號價值減少主要是由於投資虧損和增持房產的首付。
1) BUSINESS 頭一年開張就取得了不錯的成績，爭取在2012年淨收益翻番；
2) 爭取出租淨收益在2012年翻番；
3) 爭取新的一年股市收益超過加拿大TSX指數一倍。
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