Yes, you should apply for Medicare three months before

Yes, you should apply for Medicare three months before turning 65 to start your Initial Enrollment Period (IEP), a 7-month window (3 months before, your birthday month, 3 months after) to sign up for Part A & B and avoid penalties, with coverage starting the month you turn 65 if you enroll in the first 3 months. 

所有跟帖： 

• 想確認一下，假設12月生日，七個月window 是九月一號到三月底。謝謝。 -sj1993- ♀ (0 bytes) () 01/16/2026 postreply 12:57:27

• 正確 -螺絲螺帽- ♀ (0 bytes) () 01/16/2026 postreply 13:16:28

• 謝謝。小本本先記下。 -sj1993- ♀ (0 bytes) () 01/16/2026 postreply 14:33:09