HSA Plan requirement

what is hdhp health insurance

Key Features

• IRS Qualified: 

  To be an HDHP, it must meet IRS minimum deductible and maximum out-of-pocket limits (e.g., $1,650/$3,300 minimum deductible and $8,300/$16,600 maximum out-of-pocket for 2025). 

   

• HSA Eligibility: 

  HDHPs are the only plans that allow you to contribute to a tax-advantaged HSA.