- 20世紀初:定投概念萌芽(美國投資界出現定期投資思想)
- 1949年:本傑明·格雷厄姆在《聰明的投資者》中係統闡述了類似 DCA 的思想
- 1976年:約翰·C·博格(John C. Bogle)創立 Vanguard 並推廣指數基金,把 DCA 與被動投資結合推廣開來
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