How much is Medicare Part G per month?
AI Overview
The monthly cost for Medicare Supplement Plan G (Medigap Plan G) varies widely, but averages between $120 and $300 per month, with some estimates putting the average at about $155. Factors like your age, location, and the insurance company significantly impact the premium. In 2025, Plan G covers the Medicare Part B deductible, which is $257 annually, and offers a high-deductible option with a separate deductible of $2,870.
What you can expect to pay
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Average premium:Around $155 per month, though this is just an estimate.
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Typical range:Generally between $120 and $300 per month, but can be as low as $96 or as high as $507, depending on various factors.
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Factors influencing cost:Premiums are influenced by your age, gender, tobacco use, location, and the insurance company you choose.
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Additional costs:You will need to pay the annual Medicare Part B deductible ($257 in 2025) out-of-pocket before your Plan G coverage begins.
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High-deductible plan:A High-Deductible Plan G option has a lower premium but a higher annual deductible of $2,870 in 2025.
Where to get a personalized quote
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Compare providers:Contact different insurance companies to compare quotes based on your specific situation.
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Enroll during open enrollment:Applying during the Medicare supplement open enrollment period can help you secure a lower premium by avoiding medical underwriting.
