RMD stands for Required Minimum Distribution, which is the minimum amount of money you must withdraw annually from most tax-deferred retirement accounts, such as traditional IRAs and 401(k)s, beginning at age 73. RMDs are intended to ensure that retirement funds are used for your retirement and not as permanent tax shelters. The amount of your RMD is based on your account balance as of December 31st of the prior year and an IRS-provided life expectancy factor, and the distributions are taxed as ordinary income.
啊哈哈哈。。。。。。。。。。
