這是我三月初給自己定的投資紀律，是在回顧了將近一年的各種騷操作之後，
查找網上信息，讓Chatgpt給出答案，自己修訂真對自己的，是目標，我還沒做到，也還需要更新，
沒有紀律就是一團散沙，勿言勝利，贏了也是瞎碰，僅僅提供參考，在各路大俠壇子裏班門弄斧，包涵！
Rules
- Have a Clear Investment Goal: 5 years or longer
- Diversify Your Portfolio:
Aim for 60% ETFs $xx; 30%stocks $xx (xx in total); 10% cash
Currently: ETF 49.5%; stocks 37.97%; cash 12.9%
Aim: 10 stocks, each individual stock 10%, $xx (!!)
- Avoid Timing the Market: DCA for ETFs; be cautious to DCA stocks - watch and scale in gradually, or stay with the initial position
- Be Patient. For stocks: enter a position when it’s up and above 50MA for short/medium term, up and above 200MA for long term. Don’t FOMO and buy
- Stop-Loss and Take-Profit (not for ETFs):
Watch stocks 50MA and 200 MA:
- Stop loss when down below 200MA
- Stop loss when loss is over 10%
- Exit early and stand by when the market becomes uncertain or risky
- Aim 10-20% gain for short term investment （to be re-assessed)
- Invest in What You Understand: do not over spread to popular xx stocks; watch for xx sector （my field)
- Invest Only What You Can Afford to Lose: limit to the portfolio amount for 2 years then re-assess it.
- Review Your Portfolio Regularly: weekly review, monthly plan
