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前幾天特斯拉一天突然大漲20%, 正好需要用錢,就賣了一些  @258-256,今天看價格低於我賣的,就買了一些@249.6-250, 突然發現下麵的信息。然後購買價格調到了264. 然後旁邊是下麵的消息:The cost basis is adjusted by a disallowed loss from a wash sale. Select the position to view Purchase History for more details.

我問了一下chatGPT, 是這麽解釋的: When you sell an investment at a loss and then quickly buy it back, the IRS considers this a "wash sale." This rule stops you from using that loss to lower your taxes right away. Instead, the amount of that disallowed loss is added to the cost of the investment you just bought. This adjusted amount will be your new starting point (or "cost basis") for figuring out any future gains or losses. To see more details on what you paid and how your cost basis was adjusted, you can look at the "Purchase History" of that investment.

這是不是我操作油違規之處, 我這通操作看起來好像是掙錢,實際是賠錢對嗎 (賣在259, 買在264)? 是不是以後要避免這麽操作。多謝。 

所有跟帖: 

還有本來打算今天把賣的特斯拉買回來,剛操作了一半發現這個問題,還能繼續嗎 -xiaofengjiayuan- 給 xiaofengjiayuan 發送悄悄話 xiaofengjiayuan 的博客首頁 (0 bytes) () 10/31/2024 postreply 12:21:10

This is wash sale. Because the TSLA you sold @258-256 -HenryLi- 給 HenryLi 發送悄悄話 HenryLi 的博客首頁 (212 bytes) () 10/31/2024 postreply 12:39:23

謝謝!明白了。上次的損失轉到了這次的購買。以後再買或賣會以調整後的價格來算。但實際購買價格還是以低的。所以沒關係繼續買 -xiaofengjiayuan- 給 xiaofengjiayuan 發送悄悄話 xiaofengjiayuan 的博客首頁 (0 bytes) () 10/31/2024 postreply 12:42:44

今年開始碰股票,去大千看,好比去了黑道江湖,全是聽不懂的各種黑話。這裏要好些 ,慢慢學習 :) -xiaofengjiayuan- 給 xiaofengjiayuan 發送悄悄話 xiaofengjiayuan 的博客首頁 (0 bytes) () 10/31/2024 postreply 12:45:49

同樣問題問了chatGPT. 這是他的回答 :) -xiaofengjiayuan- 給 xiaofengjiayuan 發送悄悄話 xiaofengjiayuan 的博客首頁 (777 bytes) () 10/31/2024 postreply 12:40:42

你是盈利的嗎?如果是盈利的就沒有關係。 -MarkM76- 給 MarkM76 發送悄悄話 (0 bytes) () 10/31/2024 postreply 12:43:10

其實我也還沒搞清楚,應該是小小的賺來了一點 -xiaofengjiayuan- 給 xiaofengjiayuan 發送悄悄話 xiaofengjiayuan 的博客首頁 (0 bytes) () 10/31/2024 postreply 12:48:53

沒事的.你還是賺了幾塊錢一股.隻是報稅時候按wash sale報就好. -nobear- 給 nobear 發送悄悄話 (0 bytes) () 10/31/2024 postreply 12:43:22

對的, 現在明白了 -xiaofengjiayuan- 給 xiaofengjiayuan 發送悄悄話 xiaofengjiayuan 的博客首頁 (0 bytes) () 10/31/2024 postreply 12:47:16

謝謝大家的回答,多謝了,接著買點,把賣的買回來 -xiaofengjiayuan- 給 xiaofengjiayuan 發送悄悄話 xiaofengjiayuan 的博客首頁 (0 bytes) () 10/31/2024 postreply 12:46:37

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