超過premium的那部分可能要交

Cashing out your policy

You’re able to withdraw up to the amount of the total premiums you’ve paid into the policy without paying taxes. But if you withdraw on any gains, such as dividends, you can expect them to be taxed as ordinary income.

https://www.aflac.com/resources/life-insurance/is-the-cash-value-of-life-insurance-taxable.aspx

所有跟帖： 

• 估計一般的life insurance 的cash value 超不過premium 吧 -自了漢- ♂ (0 bytes) () 05/26/2024 postreply 13:52:52

• Cash value - (primium - 真正買人壽保險primium )就是要交的稅，人壽保險遠比普通人壽保險貴 -Wendy666- ♀ (0 bytes) () 05/26/2024 postreply 14:33:37

• total premiums you’ve paid into the policy -自了漢- ♂ (90 bytes) () 05/26/2024 postreply 16:41:50

• 沒什麽應該不應該， 我已經上過稅了。每年都買了人壽保險， 費用最後扣出後才是"投資成本"，所以你還要上稅。 -Wendy666- ♀ (222 bytes) () 05/26/2024 postreply 18:40:19