為了回到 30% 的跌幅之前,市場需要在上漲過程中獲得超過 30% 的漲幅。Do a basic elementary school math yourself.
如果您不知道如何計算,請閱讀此示例
https://www.bogleheads.org/wiki/Percentage_gain_and_loss
- With a loss of 10%, you need a gain of about 11% to recover. (A market correction)[1]
- With a loss of 20%, you need a gain of 25% to recover. (A bear market)
- With a loss of 30%, you need a gain of about 43% to recover.
- With a loss of 40%, you need a gain of about 67% to recover.
- With a loss of 50%, you need a gain of 100% to recover. (That is, if you lose half your money you need to double what you have left to get back to even.)
這就是為什麽花時間學習,找到更好的切入點是最重要的,而不是盲目跟風相信那些不斷告訴你股市曆史總是在上漲的人......是的,但 2000 年 2008 年 2020 年的大幅下跌 是在 不太遙遠 過去...
當然他們都 recover and make new highs了,但是如果你沒有足夠的時間來等待怎麽辦?
切入點很重要。 它不僅對你的錢包產生實際影響,而且錯誤的切入點帶來的挫敗感也會對心理造成打擊,影響你的生活和投資觀點。
我覺得那些一味宣揚盲目定投的人是非常不負責任的。