This is not enough. One needs to consider month not just yr.

回答: 邁向退休/退休以後的幾個重要時刻精靈寶鑽2024-05-09 05:05:18

I made a excel sheet with every family member's DOB as column header, then each row shows these critical year/month.

For instance one needs to know which year and which month he/she turns 65, then three months prior and three months after it the time period for medicare enrollment.

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