這個講了兩個人年齡的影響

How a deceased spouse's age affects the Social Security retirement benefit

When a spouse passes, the SSA pays an eligible surviving spouse a percentage of the deceased's retirement benefits, depending on the deceased's age:

• If the deceased did not reach full retirement age, the surviving spouse can receive 100% of the retirement benefit.
• If the deceased reached retirement age, the surviving spouse can receive whatever the deceased was entitled to in the month of their death.
• Similarly, if the deceased already received monthly payments, the surviving spouse is entitled to what they received in the month of their death.

How a surviving spouse's age affects Social Security retirement benefits

• As a surviving spouse, you're entitled to 100% of the deceased's benefits once you reach full retirement age. The full retirement age can differ based on the type of benefit. See this chart for the survivor's full retirement age.
• If you're younger than full retirement age but at least age 60 (or age 50 with a disability), you are entitled to a reduced benefit (71½% to 99%, depending on your age).