100萬起開始年取5萬，3%，4%，5% 通脹率賬戶情況

				Balance			Balance			Balance	without withdrawal
Year	SP500 Dividends reinvested	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	1000000
2003	28.36	50000	1000000	1233600	50000	1000000	1233600	50000	1000000	1233600	1283600
2004	10.74	51500	Yearly inflation	1314589	52000	Yearly inflation	1314089	52500	Yearly inflation	1313589	1421459
2005	4.83	53045	3%	1325038	54080	4%	1323479	55125	5%	1321910	1490115
2006	15.61	54636		1477240	56243		1473831	57881		1470379	1722722
2007	5.48	56275		1501918	58493		1496104	60775		1490180	1817127
2008	-36.55	57964		895003	60833		888445	63814		881705	1152967
2009	25.94	59703		1067464	63266		1055642	67005		1043415	1452047
2010	14.82	61494		1164169	65797		1146292	70355		1127694	1667240
2011	2.10	63339		1125278	68428		1101935	73873		1077503	1702252
2012	15.89	65239		1238846	71166		1205867	77566		1171152	1972740
2013	32.05	67196		1568700	74012		1518336	81445		1465061	2605003
2014	13.52	69212		1711577	76973		1646642	85517		1577620	2957200
2015	1.38	71288		1663908	80052		1589314	89793		1509599	2998009
2016	11.77	73427		1786324	83254		1693122	94282		1592996	3350875
2017	21.61	75629		2096719	86584		1972422	98997		1838246	4074999
2018	-4.23	77898		1930129	90047		1798942	103946		1656541	3902627
2019	31.20	80235		2452094	93649		2266563	109144		2064239	5120246
2020	18.06	82642		2812300	97395		2578509	114601		2322439	6044963
2021	28.50	85122		3528684	101291		3212093	120331		2864003	7767777
2022	-18.04	87675		2804434	105342		2527289	126348		2220990	6366470
2023	26.29	90306		3451414	109556		3082157	132665		2672223	8040215