100萬起開始年取4萬，3%，4%，5% 通脹率賬戶情況

				Balance			Balance			Balance	without withdrawal
Year	SP500 Dividends reinvested	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	1000000
1998	28.34	40000	1000000	1243400	40000	1000000	1243400	40000	1000000	1243400	1283400
1999	20.88	41200	Yearly inflation	1461822	41600	Yearly inflation	1461422	42000	Yearly inflation	1461022	1551374
2000	-9.03	42436	3%	1287383	43264	4%	1286192	44100	5%	1284992	1411285
2001	-11.85	43709		1091119	44995		1088783	46305		1086415	1244048
2002	-21.97	45020		806380	46794		802783	48620		799109	970730
2003	28.36	46371		988699	48666		981786	51051		974686	1246029
2004	10.74	47762		1047123	50613		1036618	53604		1025763	1379853
2005	4.83	49195		1048504	52637		1034049	56284		1019023	1446500
2006	15.61	50671		1161504	54743		1140721	59098		1118995	1672299
2007	5.48	52191		1172964	56932		1146300	62053		1118263	1763941
2008	-36.55	53757		690489	59210		668118	65156		644382	1119220
2009	25.94	55369		814232	61578		779849	68414		743121	1409546
2010	14.82	57030		877871	64041		831382	71834		781417	1618441
2011	2.10	58741		837565	66603		782238	75426		722401	1652428
2012	15.89	60504		910151	69267		837268	79197		757993	1914999
2013	32.05	62319		1139535	72038		1033575	83157		917773	2528756
2014	13.52	64188		1229412	74919		1098395	87315		954541	2870644
2015	1.38	66114		1180264	77916		1035637	91681		876033	2910259
2016	11.77	68097		1251084	81033		1076499	96265		882877	3252796
2017	21.61	70140		1451303	84274		1224856	101078		972589	3955725
2018	-4.23	72244		1317668	87645		1085400	106132		825316	3788398
2019	31.20	74412		1654369	91151		1332894	111439		971376	4970378
2020	18.06	76644		1876504	94797		1478818	117010		1029797	5868029
2021	28.50	78943		2332364	98589		1801692	122861		1200428	7540417
2022	-18.04	81312		1830294	102532		1374135	129004		854866	6180126
2023	26.29	83751		2227727	106633		1628761	135454		944157	7804881