100萬起開始年取5萬，3%，4%，5% 通脹率賬戶情況

				Balance			Balance			Balance	without withdrawal
Year	SP500 Dividends reinvested	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	Yearly withdrawal	Principal	1000000	1000000
1988	16.35	50000	1000000	1113500	50000	1000000	1113500	50000	1000000	1113500	1163500
1989	31.23	51500	Yearly inflation	1409746	52000	Yearly inflation	1409246	52500	Yearly inflation	1408746	1526861
1990	-3.14	53045	3%	1312435	54080	4%	1310916	55125	5%	1309386	1478918
1991	30.00	54636		1651529	56243		1647947	57881		1644321	1922593
1992	7.43	56275		1717962	58493		1711897	60775		1705719	2065442
1993	9.94	57964		1830764	60833		1821227	63814		1811453	2270746
1994	1.28	59703		1794495	63266		1781272	67005		1767635	2299812
1995	37.11	61494		2398939	65797		2376506	70355		2353249	3153272
1996	22.68	63339		2879680	68428		2847069	73873		2813094	3868434
1997	33.10	65239		3767615	71166		3718283	77566		3666661	5148886
1998	28.34	67196		4768161	74012		4698033	81445		4624348	6608080
1999	20.88	69212		5694541	76973		5602009	85517		5504395	7987848
2000	-9.03	71288		5109036	80052		5016096	89793		4917555	7266545
2001	-11.85	73427		4430189	83254		4338435	94282		4240543	6405459
2002	-21.97	75629		3381247	86584		3298697	98997		3209899	4998180
2003	28.36	77898		4262270	90047		4144161	103946		4016280	6415664
2004	10.74	80235		4639803	93649		4495594	109144		4338484	7104706
2005	4.83	82642		4781263	97395		4615336	114601		4433432	7447863
2006	15.61	85122		5442496	101291		5234500	120331		5005160	8610475
2007	5.48	87675		5653070	105342		5416008	126348		5153095	9082329
2008	-36.55	90306		3496567	109556		3326901	132665		3136974	5762738
2009	25.94	93015		4310562	113938		4075960	139298		3811407	7257592
2010	14.82	95805		4853582	118496		4561522	146263		4229995	8333167
2011	2.10	98679		4856828	123236		4534078	153576		4165248	8508164
2012	15.89	101640		5526938	128165		5126378	161255		4665851	9860111
2013	32.05	104689		7193633	133292		6636090	169318		5991939	13020276
2014	13.52	107830		8058383	138623		7394666	177784		6624265	14780618
2015	1.38	111064		8058524	144168		7352544	186673		6529007	14984590
2016	11.77	114396		8892616	149935		8068003	196006		7101465	16748276
2017	21.61	117828		10696482	155933		9655566	205807		8430285	20367579
2018	-4.23	121363		10122657	162170		9084966	216097		7857587	19506030
2019	31.20	125004		13155922	168657		11750818	226902		10082252	25591912
2020	18.06	128754		15403128	175403		13697613	238247		11664860	30213811
2021	28.50	132617		19660402	182419		17419014	250159		14739185	38824747
2022	-18.04	136595		15977071	189716		14086908	262667		11817569	31820763
2023	26.29	140693		20036749	197304		17593052	275801		14648607	40186441