The 20 K figure is for the premium, not including everything

for yearly actual medical care expense.

The figure for the premium was from several friends' family experience, and also from several agents' quotes recently (I never contact these agents, they sent me text messages for trying to get me to buy the plans they are selling). 

所有跟帖： 

• 我買的保險， 就是含所有的， 是最壞情況 -螺絲螺帽- ♀ (0 bytes) () 02/26/2024 postreply 09:47:09

• 看我2023年匯報鏈接， 文裏的 -螺絲螺帽- ♀ (33 bytes) () 02/26/2024 postreply 09:52:38

• 好在是有上限的（max out of pocket) -春天的草地- ♂ (0 bytes) () 02/26/2024 postreply 09:56:48

• 這個上限， 和付的月費無關 -螺絲螺帽- ♀ (53 bytes) () 02/26/2024 postreply 10:09:53