2024年開始Roth 401K已經沒有RMD的限製了，所以不需要73歲必須取錢

來源: 散發弄扁舟 於 2024-02-11 08:33:17 [] [博客] [舊帖] [給我悄悄話] 閱讀數 : (2054 bytes)
回答: Roth 401K的問題 由 紅月季 於 2024-02-11 08:24:39

當然401K裏麵的投資選擇很少，相對於ROTH IRA來說。

https://www.irs.gov/retirement-plans/retirement-plan-and-ira-required-minimum-distributions-faqs#:~:text=Roth%20IRAs%20do%20not%20require,required%20from%20designated%20Roth%20accounts.

 

Roth IRAs do not require withdrawals until after the death of the owner. Designated Roth accounts in a 401(k) or 403(b) plan are subject to the RMD rules for 2022 and 2023. However, for 2024 and later years, RMDs are no longer required from designated Roth accounts. You must still take RMDs from designated Roth accounts for 2023, including those with a required beginning date of April 1, 2024.

 

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