以做Backdoor Roth IRA了。以後不需要再開。
You can perform a Backdoor Roth IRA by transferring non-deductible contributions from a Traditional IRA to an existing Roth IRA. It doesn't have to be a new Roth IRA. The process involves making a non-deductible contribution to a Traditional IRA and then converting that amount to a Roth IRA.
