再次感謝。Backdoor to Roth IRA 需要做同樣的事嗎？具體問題請見內。

沉默是嘛! · 2024-01-09 19:06:40Z

再次感謝。Backdoor to Roth IRA 需要做同樣的事嗎？具體問題請見內。簡介

來源: 沉默是嘛! 於 2024-01-09 19:06:40 [檔案] [舊帖] [給我悄悄話] 閱讀數 : (816 bytes)

回答: 你需要打電話先把錢轉到TIRA，然後再走正常的Backdoor Roth IRA。由矽穀居士於 2024-01-09 17:17:41

下麵這種操作和Backdoor to Roth IRA 是一回事嗎？

You may have contributed to a traditional IRA because you thought your income was going to be too high to be eligible for a Roth IRA contribution. But if your income ended up being lower than you expected, you may prefer to take advantage of the Roth IRA.

A recharacterization lets you move that year's contribution to a Roth IRA, which offers the ability to take tax-free withdrawals in retirement.*

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• 如果你覺得收入低於Roth的限製，你也可以打電話把錢從TIRA轉成Roth IRA -矽穀居士- ♂ (0 bytes) () 01/09/2024 postreply 19:22:55

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