謝謝!我搞明白了!

假設都是退休後沒有income了。。。

LT capital gain:

For Married Couples Filing Jointly:

  • 0% tax rate on income from $0 to $89,250.
  • 15% tax rate on income from $89,251 to $553,850.

 

401k withdraw:

12% Tax Rate:

Married Filing Jointly: $22,001 to $89,450
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