You need to understand the difference of 401k and IRA

First of all, you need to understand the difference between IRA and 401K. 

Both have roth  and regular. 

401K, 401k Roth. 

Traditional IRA, roth IRA, backdoor IRA. 

They are different and have different contribution. 401K has catchup, IRA also has higher contribution for people >50. 

 

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