看這兩段：

According to the IRS, changes in circumstances that can affect the amount of your premium tax credit include increases or decreases in your household income. Social Security benefits are counted as income in determining eligibility for premium tax credits in the Marketplace.

Paying your medical insurance premiums in pre-tax dollars instead of after-tax dollars will reduce the total amount of your taxable income. This means less money will be withheld in Social Security and income taxes.

我是暈的。不是很懂具體，比如我用的tax credit 是不是就是 pre-tax dollars...

所有跟帖： 

• 好象沒啥大的負作用跟據字麵這裏啊…… -MrsKwok- ♀ (0 bytes) () 12/19/2023 postreply 08:00:36

• Your pre-tax dollars have nothing to do with IRS tax credit -xlfan11- ♂ (86 bytes) () 12/19/2023 postreply 08:04:25

• 這是說你付少稅，因為一步份收入用了付保險，可以抵稅 -Runnymede- ♂ (0 bytes) () 12/19/2023 postreply 08:12:00

• 好事情，no worry -hz82000- ♀ (0 bytes) () 12/19/2023 postreply 08:41:16

• 這是解釋當年的報稅問題，以後的社保沒有關係。 -bobpainting- ♀ (0 bytes) () 12/19/2023 postreply 09:11:35

• 謝謝樓上各位。剛才遇到一個搞保險的朋友，給我說沒問題，不會影響退休以後。 -ice_tea- ♂ (0 bytes) () 12/19/2023 postreply 11:33:06

• 這句話， 我理解你用稅前的工資付醫療保險了， 那麽你交的社安稅就低了， 當然， 你今後的社安金就會低點 -螺絲螺帽- ♀ (409 bytes) () 12/19/2023 postreply 14:13:22