Yes. But your monthly payment is much less,

For 30 years fix. Paying less now is the main point I try to make here. With the time passing, you always have choice at any time, to pay off or refinance, or keep the current loan. Remember what I mentioned, 進可攻，退可守。隻有自己口袋的錢才是自己的錢，可以等待better choice. 花掉的錢不屬於自己。

所有跟帖： 

• 哦 我想比較的是30年浮動和30年固定。浮動是第七年會變利率。 -慘白的天使- ♂ (0 bytes) () 10/26/2023 postreply 13:56:22

• 第八年開始變利率，而且有限製的，比如隻能加2%什麽的。 -米奇的廚房- ♂ (0 bytes) () 10/26/2023 postreply 13:58:45

• For ordinary people like us, it is hard to -Peterb- ♂ (285 bytes) () 10/26/2023 postreply 14:22:35

• arm是什麽的縮寫？ 如果預計未來還會利息漲，現在ARM 比FIX 低， 未來又隻能加2%，是不是反而這種好？ -jianchi9090- ♀ (0 bytes) () 10/26/2023 postreply 18:43:23