家庭的淨資產升了 37%主要可能來自房產,1999-2022美國房產淨值增加了45%.

來源: BeLe 2023-10-23 23:21:03 [] [博客] [舊帖] [給我悄悄話] 本文已被閱讀: 次 (1524 bytes)
本文內容已被 [ BeLe ] 在 2023-10-23 23:22:22 編輯過。如有問題,請報告版主或論壇管理刪除.

Net Worth 

Between 2019 and 2022, real median net worth surged 37 percent, and real mean net worth increased 23 percent. These patterns imply some narrowing of the wealth distribution between surveys. Indeed, the 2019–22 growth in median net worth was the largest three-year increase over the history of the modern SCF, more than double the next-largest one on record. • Increases in both median and mean net worth were near universal across different types of families, grouped by either economic or demographic characteristics.

 

Assets

The homeownership rate increased slightly between 2019 and 2022, to 66.1 percent. For families that owned a home, the median net housing value (the value of a home minus homesecured debt) rose from $139,100 in 2019 to $201,000 in 2022, as home values increased and housing debt was rather flat. Net housing values grew substantially for families across the usual income distribution, reaching their highest levels on record. Correspondingly, housing affordability fell to historic lows, as the median home was worth more than 4.6 times the median family income. 

 

https://www.federalreserve.gov/publications/files/scf23.pdf (See Page 2)

 

 

 

 

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