Net Worth
Between 2019 and 2022, real median net worth surged 37 percent, and real mean net worth increased 23 percent. These patterns imply some narrowing of the wealth distribution between surveys. Indeed, the 2019–22 growth in median net worth was the largest three-year increase over the history of the modern SCF, more than double the next-largest one on record. • Increases in both median and mean net worth were near universal across different types of families, grouped by either economic or demographic characteristics.
Assets
The homeownership rate increased slightly between 2019 and 2022, to 66.1 percent. For families that owned a home, the median net housing value (the value of a home minus homesecured debt) rose from $139,100 in 2019 to $201,000 in 2022, as home values increased and housing debt was rather flat. Net housing values grew substantially for families across the usual income distribution, reaching their highest levels on record. Correspondingly, housing affordability fell to historic lows, as the median home was worth more than 4.6 times the median family income.
https://www.federalreserve.gov/publications/files/scf23.pdf (See Page 2)
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