special warranty deed 疑問

有人遇到 special warranty deed 買的房子出麻煩的？

將來賣時 怎麽變general warranty deed？

 

ChatGPT answer below

Converting a special warranty deed to a general warranty deed typically involves a legal process that should be handled by a qualified attorney or real estate professional. The process may vary depending on the laws and regulations of your jurisdiction, so it's crucial to consult with a local attorney who specializes in real estate law to guide you through the specific steps. Here are some general steps that may be involved in such a conversion:

1. Consult an Attorney: Seek legal counsel from a real estate attorney who can assess your specific situation and advise you on the process and feasibility of converting the deed.

2. Title Search: Perform a thorough title search on the property to identify any potential issues or encumbrances that might affect the conversion. This is to ensure that you have a clear understanding of the property's history.

3. Negotiate with the Grantor: If you are the grantee (the person receiving the property), you may need to negotiate with the grantor (the person conveying the property) to agree on the conversion. The grantor would need to be willing to provide the additional warranties associated with a general warranty deed.

4. Draft a New Deed: Work with your attorney to draft a new deed that specifically conveys the property with the warranties and covenants associated with a general warranty deed. This may involve revising the language and provisions of the deed to meet the requirements of your jurisdiction.

5. Execute the New Deed: Both parties, the grantor and grantee, must sign the new deed in the presence of a notary public. The deed must then be recorded at the appropriate government office (usually the county recorder's office) to make it official.

6. Notify Relevant Parties: Notify any relevant parties, such as mortgage lenders or title insurance companies, of the change in the deed type.

7. Title Insurance: Consider obtaining title insurance to protect against any unforeseen issues or claims related to the property.

8. Update Public Records: Ensure that the change from a special warranty deed to a general warranty deed is properly reflected in public records.

Please keep in mind that converting a deed type can have legal and financial implications, so it's essential to consult with professionals who specialize in real estate transactions in your jurisdiction. They can guide you through the process and help you understand the potential risks and benefits associated with the conversion.

所有跟帖： 

• 沒遇到過麻煩。已經賣掉過這樣的房。跟正常房一樣交易 -Girlsmom92- ♀ (0 bytes) () 09/22/2023 postreply 19:36:43

• 以special warranty deed 還 是general warranty deed 賣？ -RomaVacation- ♂ (0 bytes) () 09/22/2023 postreply 19:58:27

• 正常交易。賣給買家，就成了general warranty deed。title company will handle -Girlsmom92- ♀ (0 bytes) () 09/22/2023 postreply 20:07:14

• 謝謝，i bought a house deed-in-lieu on special warranty deed -RomaVacation- ♂ (0 bytes) () 09/22/2023 postreply 20:17:12

• 我的是銀行房。已經沒有任何lien了。你的這種不太清楚 -Girlsmom92- ♀ (0 bytes) () 09/22/2023 postreply 20:30:46

• deed-in-lieu就是前房主主動把房子給銀行，沒有經過foreclosure。 -檸檬椰子汁- ♂ (78 bytes) () 09/22/2023 postreply 20:33:27

• 沒遇到過麻煩，將來要賣也不用換。 -守月- ♀ (0 bytes) () 09/22/2023 postreply 20:55:29

• 繼續以special warranty deed賣會不會丟部分買家？ -RomaVacation- ♂ (0 bytes) () 09/22/2023 postreply 22:46:24

• 不會。special warranty deed是銀行出售房一種特別deed，等同於保證title的正常deed. 你賣 -守月- ♀ (64 bytes) () 09/23/2023 postreply 08:55:39

• 投談多次說過發貼人的毛病：有人=你自己；朋友兒子=你兒子 -矽穀碼工頭- ♂ (0 bytes) () 09/22/2023 postreply 23:48:00

• 哈哈哈哈。。別人的老婆=自己的老婆。。 -borisg- ♂ (0 bytes) () 09/23/2023 postreply 05:42:59