不會！銀行應該每個月給你同樣的數。計算公式很簡單，A = P(1+r/n)(nt), 但是n要問銀行.

Formula for Calculating CD Interest

A = P(1+r/n)(nt)

• A is the total that your CD will be worth at the end of the term, including the amount you put in.
• P is the principal, or the amount you deposited when you bought the CD.
• R is the rate, or annual interest rate, expressed as a decimal. If the interest rate is 1.25% APY, r is 0.0125.
• n is the number of times that interest in compounded every year. Most CDs pay interest that is compounded daily, so n = 365. Check with your bank to verify the interest is compounded daily.
• t is time, or the number of years until the maturity date.

所有跟帖： 

• That is literally what I said. -檸檬椰子汁- ♂ (86700 bytes) () 09/05/2023 postreply 18:49:16

• 看懂了原理，就是利滾利，公式這麽複雜。這銀行太客氣了，一手給了錢，一手還額外拎兩隻烤雞來。 -守月- ♀ (0 bytes) () 09/05/2023 postreply 20:48:19