Roth IRA有收入限製。

Filing status	2023 Income range	Maximum annual contribution
Single, head of household, or married, filing separately (if you didn't live with spouse during year)	Less than $138,000.	$6,500 ($7,500 if 50 or older).
	More than $138,000, but less than $153,000.	Contribution is reduced.
	$153,000 or more.	No contribution allowed.
Married filing jointly or qualifying widow(er)	Less than $218,000.	$6,500 ($7,500 if 50 or older).
	More than $218,000, but less than $228,000.	Contribution is reduced.
	$228,000 or more.	No contribution allowed.
Married filing separately (if you lived with spouse at any time during year)	Less than $10,000.	Contribution is reduced.
	$10,000 or more.	No contribution allowed.