Best month to apply is Jan. between FRA (67) and 70

回答: 啥時領social securityapril2023-08-25 10:12:46

otherwise you may lose upto 11 months of delayed credit of the first year as the delayed credit will apply only starting in Jan. of next year (paid in Feb.), with exception of applying at 70 (you get the full delayed credit starting the first month).

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