不用上title，就可以按自住房貸。

來源: 檸檬椰子汁 於 2023-06-15 12:38:32 [] [博客] [舊帖] [給我悄悄話] 閱讀數 : (3625 bytes)

我做過的，到時候父母要簽個東東，說自己買不了房子，準備住這個房子，要不要交tax form不記得了。然後就按自住房的利率貸款了。

https://selling-guide.fanniemae.com/Selling-Guide/Origination-thru-Closing/Subpart-B2-Eligibility/Chapter-B2-1-Mortgage-Eligibility/1104994911/When-purchasing-a-primary-home-for-a-parent-or-disabled-adult-child-how-is-this-submitted-to-DU.htm

Children wanting to provide housing for parents If the parent is unable to work or does not have sufficient income to qualify for a mortgage on their own, the child is considered the owner/occupant.
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